We are here for you
As your Realtors, We understand that purchasing a home is a significant financial decision that requires thoughtful consideration. Dad and I are committed to guiding you through the entire process with mindfulness and care, ensuring that every step is taken with intention and purpose.
Beyond the transaction, our role as a CENTURY 21® REALTOR® is to be your steadfast support system. From the first moment we connect, We will listen intently to your needs and desires, taking the time to truly understand what matters most to you in your dream home. Throughout the process, We will be your unwavering partner, offering guidance, support, and expertise to ensure that you feel confident in your decision.
You can trust in our experience and commitment to help you find your new home. Together, we will mindfully navigate the complexities of the home buying journey, ensuring that each decision is made with a clear and focused mind. With our guidance, you can rest assured that you will find the home that truly speaks to you.
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HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Percy Fulton Ltd. Brokerage
INFO & SERVICES
CENTURY 21 Percy Fulton Ltd. Brokerage
2911 Kennedy Road, Toronto, ON M1V1S8
(416) 298-8200
INFO & SERVICES
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